Official solution
S4 = \[{4 \over 2}\left( {2a + 3d} \right) = 16\]
\[ \Rightarrow 2a + 3d = 8\]
S4 = \[{6 \over 2}\left( {2a + 5d} \right) = -48\]
\[ \Rightarrow 2a + 5d = -16\]
\[ \therefore \] d = -12 and a = 22, Now S10 = \[{{10} \over 2}\left( {44 - 108} \right) = - 320\]